{"id":13482,"date":"2024-07-31T16:40:55","date_gmt":"2024-07-31T08:40:55","guid":{"rendered":"https:\/\/starshot.tw\/?p=13482"},"modified":"2024-07-31T16:40:56","modified_gmt":"2024-07-31T08:40:56","slug":"digital-transformation-of-the-financial-industry","status":"publish","type":"post","link":"https:\/\/starshot.tw\/2024\/07\/digital-transformation-of-the-financial-industry\/","title":{"rendered":"\u91d1\u878d\u7522\u696d\u6578\u4f4d\u8f49\u578b\u5df2\u6b65\u5165\u6210\u719f\u968e\u6bb5\uff0e\u751f\u6210\u5f0fAI\u8207\u96f2\u7aef\u6280\u8853IT\u9810\u7b97\u96a8\u4e4b\u5927\u5e45\u63d0\u5347\uff0c\u98a8\u96aa\u63a7\u7ba1\u8207\u6cbb\u7406\u6210\u6700\u5927\u6311\u6230\uff01"},"content":{"rendered":"
\u53bb\u5e74\u91d1\u878d\u696d\u84c4\u52e2\u5f85\u767c\uff0c\u4eca\u5e74\u8fce\u4f86\u7206\u767c\u6027\u589e\u9577\u30022023\u5e74\uff0c\u5404\u91d1\u878d\u6a5f\u69cb\u5728\u61c9\u5c0d\u4e0d\u78ba\u5b9a\u65b0\u5e38\u614b\u6642\u63a1\u53d6\u4fdd\u5b88\u7b56\u7565\uff0c\u8cc7\u6e90\u914d\u7f6e\u5305\u62ecIT\u6295\u8cc7\u3002\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u56de\u6696\uff0c\u91d1\u878d\u696d\u5c0d\u71df\u696d\u7e3e\u6548\u6301\u6a02\u89c0\u770b\u6cd5\uff0c\u4e26\u5927\u8209\u589e\u52a0IT\u6295\u8cc7\uff0c\u9810\u7b97\u589e\u9577\u7387\u905416.4%\uff0c\u662f\u4e94\u5e74\u4f86\u6700\u9ad8\uff0c\u5e73\u5747\u9810\u7b97\u4f30\u8a08\u70ba11.94\u5104\u5143\u3002<\/p>\n\n\n\n
\u904e\u53bb\u4e94\u5e74\uff0c\u91d1\u878d\u696dIT\u9810\u7b97\u6210\u9577\u7387\u6ce2\u52d5\u660e\u986f\uff0c2020\u81f32022\u5e74\u9023\u7e8c\u4e09\u5e74\u7a81\u7834\u96d9\u4f4d\u6578\uff0c2023\u5e74\u8dcc\u81f39.7%\uff0c\u4eca\u5e74\u56de\u5347\u81f316.4%\uff0c\u8d85\u904e\u75ab\u60c5\u671f\u9593\u589e\u5e45\uff0c\u986f\u793aIT\u6295\u8cc7\u529b\u9053\u5f37\u52c1\u3002\u7136\u800c\uff0c\u9019\u6ce2\u9810\u7b97\u589e\u9577\u4e26\u672a\u53cd\u6620\u5728\u6578\u4f4d\u8f49\u578b\u6295\u8cc7\u4e0a\u3002\u81ea\u53bb\u5e74\u8d77\uff0c\u91d1\u878d\u696d\u5927\u5e45\u6e1b\u5c11\u6578\u4f4d\u8f49\u578b\u6295\u8cc7\uff0c\u4eca\u5e74\u6301\u7e8c\u7e2e\u6e1b\u3002\u6839\u64daiThome 2024\u5e74CIO\u5927\u8abf\u67e5\uff0c\u5c07\u6578\u4f4d\u8f49\u578b\u5217\u70ba\u5e74\u5ea6\u76ee\u6a19\u7684\u91d1\u878dCIO\u50c533.3%\uff0c\u4e0d\u5230\u56db\u6210\u30022023\u5e74\uff0c\u6578\u4f4d\u8f49\u578b\u6295\u8cc7\u92b3\u6e1b24.9%\uff0c\u4eca\u5e74\u518d\u6e1b\u5c1117.8%\uff0c\u5728\u91d1\u878dCIO\u7684\u516b\u5927\u6295\u8cc7\u9805\u76ee\u4e2d\uff0c\u6578\u4f4d\u8f49\u578b\u662f\u552f\u4e00\u8ca0\u6210\u9577\u7684\u9805\u76ee\u3002<\/p>\n\n\n\n
\u6578\u4f4d\u8f49\u578b\u4f9d\u7136\u662f\u91d1\u878d\u696d\u6700\u5927\u6295\u8cc7\u9805\u76ee\uff0c\u4f46\u91d1\u878dCIO\u5011\u7684\u91cd\u9ede\u8f49\u5411\u4e86\u96f2\u7aef\u548cAI\u3002\u4eca\u5e74\uff0c\u91d1\u878dCIO\u5728\u96f2\u7aef\u548cAI\u7684\u6295\u8cc7\u91d1\u984d\u7ffb\u500d\u589e\u9577\u3002\u6839\u64daiThome 2024\u5e74CIO\u5927\u8abf\u67e5\uff0c\u96f2\u7aef\u9810\u7b97\u589e\u9577\u8d85\u904e\u4e00\u500d\uff0c\u9810\u4f30\u90543,400\u842c\u5143\uff0cAI\u6a5f\u5668\u5b78\u7fd2\u9810\u7b97\u589e\u957792.6%\uff0c\u903c\u8fd1\u4e00\u500d\uff0c\u9810\u4f30\u90542,000\u842c\u5143\u3002AI\u5275\u65b0\u61c9\u7528\u8207\u670d\u52d9\u6210\u70ba\u4eca\u5e74\u91d1\u878d\u696d\u512a\u5148\u76ee\u6a19\uff0c\u8fd1\u534a\u6578\u91d1\u878d\u696d\u8005\u5c07\u5176\u5217\u70ba\u5e74\u5ea6\u76ee\u6a19\u3002<\/p>\n\n\n\n
\u751f\u6210\u5f0fAI\u71b1\u6f6e\u4e0b\uff0c\u91d1\u878d\u696d\u8005\u7d1b\u7d1b\u5617\u8a66\u5c0e\u5165\u76f8\u95dc\u61c9\u7528\u3002\u6839\u64daiThome 2024\u5e74CIO\u5927\u8abf\u67e5\uff0c\u8d85\u904e\u534a\u6578\u7684\u91d1\u878d\u696d\u8005\u8655\u65bcGAI\u5c0e\u5165\u548c\u9a57\u8b49\u968e\u6bb5\uff0c\u9060\u9ad8\u65bc\u6574\u9ad4\u7522\u696d\u768428.2%\u3002\u53e6\u670923.1%\u91d1\u878d\u696d\u8005\u5728\u5c0e\u5165\u8a08\u756b\u968e\u6bb5\uff0c3.8%\u5df2\u6b63\u5f0f\u4e0a\u7dda\u3002\u91d1\u878d\u696d\u63a1\u7528GAI\u4e3b\u8981\u70ba\u63d0\u5347\u54e1\u5de5\u751f\u7522\u529b\u548c\u52a0\u901f\u6578\u4f4d\u8f49\u578b\uff0c\u900f\u904eGAI\u8f14\u52a9\u65e5\u5e38\u4f5c\u696d\uff0c\u8b93\u54e1\u5de5\u5f9e\u4e8b\u66f4\u6709\u50f9\u503c\u7684\u5de5\u4f5c\uff0c\u4ee5\u89e3\u6c7a\u4eba\u529b\u4e0d\u8db3\u554f\u984c\u3002<\/p>\n\n\n\n
\u91d1\u878d\u696d\u5728\u5c0e\u5165\u751f\u6210\u5f0fAI\u6642\u9762\u81e8\u6280\u8853\u3001\u6cbb\u7406\u548c\u98a8\u96aa\u7ba1\u63a7\u6311\u6230\u3002\u8abf\u67e5\u986f\u793a\uff0c\u8d85\u904e\u534a\u6578\u91d1\u878d\u696d\u8005\u5728\u6cbb\u7406\u8207\u98a8\u96aa\u65b9\u9762\u6e96\u5099\u4e0d\u8db3\uff0c\u6bd4\u6574\u9ad4\u7522\u696d\u591a\u5341\u500b\u767e\u5206\u9ede\u3002<\/p>\n\n\n\n
\u53bb\u5e748\u6708\uff0c\u91d1\u7ba1\u6703\u653e\u5bec\u91d1\u878d\u4e0a\u96f2\u898f\u7bc4\uff0c\u4fc3\u4f7f\u66f4\u591a\u91d1\u878d\u6a5f\u69cb\u901a\u904e\u4e0a\u96f2\u52a0\u901f\u5275\u65b0\u6216\u5be6\u73fe\u7cfb\u7d71\u5099\u63f4\u3002\u6b64\u5916\uff0c\u751f\u6210\u5f0fAI\u71b1\u6f6e\u63a8\u52d5AI\u9810\u7b97\u589e\u9577\uff0c\u4e5f\u5e36\u52d5\u96f2\u7aef\u6295\u8cc7\u4e0a\u5347\uff0c\u662fIT\u6295\u8cc7\u5927\u5e45\u589e\u9577\u7684\u4e3b\u8981\u539f\u56e0\u4e4b\u4e00\u3002\u4eca\u5e74\u8fd1\u56db\u6210\u91d1\u878d\u696d\u8005\u63a1\u7528ChatGPT\u985e\u61c9\u7528\uff0c\u610f\u5473\u8457\u4ed6\u5011\u9078\u64c7\u96f2\u7aef\u670d\u52d9\u5f62\u5f0f\u7684GAI\uff0c\u4ee5\u4fbf\u5feb\u901f\u5c0e\u5165\u591a\u500b\u5834\u666f\u8a66\u7528\u3002\u4f46\u4f7f\u7528\u96f2\u7aef\u670d\u52d9\u6d89\u53ca\u8cc7\u6599\u6d41\u901a\uff0c\u9700\u8981\u984d\u5916\u63a7\u5236\u6a5f\u5236\uff0c\u5982\u5f37\u5316\u8cc7\u6599\u5916\u6d29\u8655\u7406\u548c\u5236\u5b9a\u96f2\u7aef\u5ee0\u5546\u5408\u4f5c\u7684\u8cc7\u6599\u4fdd\u8b77\u63aa\u65bd\uff0c\u78ba\u4fdd\u8cc7\u6599\u5b89\u5168\u3002\u6b64\u5916\uff0c\u63a7\u7ba1\u96f2\u7aef\u670d\u52d9\u958b\u92b7\u4e5f\u662f\u4e00\u9580\u5b78\u554f\uff0c\u958b\u767cGAI\u61c9\u7528\u6642\u9700\u8a2d\u7f6e\u63a7\u5236\u6a5f\u5236\u3002<\/p>\n\n\n\n
\u4eca\u5e742\u30013\u6708\u7684\u5927\u8abf\u67e5\u986f\u793a\uff0c\u5404\u91d1\u878d\u696d\u8005\u7b49\u5f85\u4e3b\u7ba1\u6a5f\u95dc\u767c\u5e03\u898f\u7bc4\u4f5c\u70ba\u5167\u63a7\u53c3\u8003\u6307\u5f15\u30026\u6708\u4e2d\uff0c\u91d1\u7ba1\u6703\u767c\u5e03\u4e86\u91d1\u878d\u696d\u904b\u7528AI\u6307\u5f15\uff0c\u63d0\u4f9b\u516d\u5927\u6838\u5fc3\u539f\u5247\u548c\u7b2c\u4e09\u65b9\u696d\u8005\u7ba1\u7406\u65b9\u5f0f\uff0c\u96d6\u5c6c\u884c\u653f\u6307\u5c0e\uff0c\u4f46\u53ef\u4f5c\u70ba\u91d1\u878d\u6a5f\u69cb\u81ea\u5f8b\u898f\u7bc4\u7684\u53c3\u8003\u3002<\/p>\n\n\n\n
\u751f\u6210\u5f0fAI\u9032\u4e00\u6b65\u52a0\u901f\u91d1\u878d\u696d\u4e0a\u96f2\u8173\u6b65\u3002\u53bb\u5e748\u6708\uff0c\u91d1\u7ba1\u6703\u653e\u5bec\u59d4\u5916\u898f\u5b9a\uff0c\u7c21\u5316\u91d1\u878d\u6a5f\u69cb\u4e0a\u96f2\u7533\u8acb\u6d41\u7a0b\uff0c\u4fc3\u4f7f\u66f4\u591a\u91d1\u878d\u696d\u8005\u5c07\u61c9\u7528\u7cfb\u7d71\u9077\u79fb\u81f3\u516c\u96f2\u3002\u8abf\u67e5\u986f\u793a\uff0c\u5e74\u5e95\u5c07\u67093.1%\u7684\u91d1\u878d\u696d\u8005\u6b63\u5f0f\u9032\u5165\u91cd\u5ea6\u61c9\u7528\u4e0a\u516c\u96f2\u968e\u6bb5\uff0c\u9019\u662f\u591a\u5e74\u4f86\u9996\u6b21\u7a81\u7834\u3002\u5e74\u5e95\u9810\u4f30\u8d85\u904e\u4e03\u6210\u696d\u8005\u9032\u5165\u8f15\u5ea6\u61c9\u7528\u4e0a\u516c\u96f2\u968e\u6bb5\uff0c\u6bd4\u53bb\u5e74\u768457.6%\u63d0\u5347\u8fd115\u500b\u767e\u5206\u9ede\u3002<\/p>\n\n\n\n
\u4eca\u5e74\u91d1\u878d\u696d\u5728IT\u6295\u8cc7\u4e0a\u7684\u986f\u8457\u589e\u9577\u8868\u660e\uff0c\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u56de\u7a69\uff0c\u91d1\u878d\u696d\u8005\u5728\u6280\u8853\u6295\u8cc7\u4e0a\u66f4\u70ba\u7a4d\u6975\u3002\u7136\u800c\uff0c\u6578\u4f4d\u8f49\u578b\u6295\u8cc7\u7684\u6e1b\u5c11\u4ee5\u53ca\u6cbb\u7406\u548c\u98a8\u96aa\u7ba1\u63a7\u7684\u6311\u6230\uff0c\u986f\u793a\u51fa\u91d1\u878d\u696d\u5728\u6280\u8853\u9769\u65b0\u904e\u7a0b\u4e2d\u9762\u81e8\u7684\u591a\u91cd\u8003\u9a57\u3002\u751f\u6210\u5f0fAI\u548c\u96f2\u7aef\u6280\u8853\u7684\u5d1b\u8d77\uff0c\u4fc3\u4f7f\u91d1\u878d\u696d\u91cd\u65b0\u914d\u7f6e\u8cc7\u6e90\uff0c\u52a0\u901f\u6280\u8853\u61c9\u7528\uff0c\u5f9e\u800c\u63d0\u5347\u71df\u904b\u6548\u7387\u548c\u5275\u65b0\u80fd\u529b\u3002\u672a\u4f86\uff0c\u96a8\u8457\u76e3\u7ba1\u6307\u5f15\u7684\u9032\u4e00\u6b65\u843d\u5be6\uff0c\u91d1\u878d\u696d\u5c07\u5728\u6578\u4f4d\u8f49\u578b\u548c\u6280\u8853\u61c9\u7528\u4e0a\u8fce\u4f86\u66f4\u591a\u6a5f\u9047\u548c\u6311\u6230\u3002<\/p>\n\n\n\n